Virtual Credit Card in Israel
In recent years, virtual credit cards have taken the financial world by storm, and they have become increasingly popular in Israel. All financial service providers try to stay ahead of the game in the world of finance and technology, and STB Union is no exception.
The company offers a prepaid card for online shopping, payment abroad, and cash withdrawal, as well as a prepaid card for foreigners. The main difference between a debit card and a prepaid card is that a debit card is linked to a bank account, allowing direct access to funds for purchases, while a prepaid card requires loading funds onto the card beforehand, and is linked to a digital wallet. You can get the STB Union prepaid card quickly with a minimum package of documents and enjoy using it anywhere in the world. In this guide, we will dive into everything you need to know about virtual credit cards in Israel, the terms and conditions of the STB Union prepaid card in Israel, and how to get one and use it effectively.
What Are the Advantages of STB Union Virtual Debit Cards?
Many purchasing options
You may use our virtual card to make all sorts of online personal and business purchases. A virtual credit card allows for fast, hassle-free purchases, removing any concerns regarding card acceptance.
More secure and convenient
Virtual cards cannot be lost or forgotten and are protected by state-of-the-art security measures. Should the unfortunate event of theft occur, users can promptly update the CVV within the app, enhancing security measures and mitigating potential risks.
Real-time control
You may establish a spending limit for each virtual card, allowing you to better manage your finances. You may also immediately block or unblock your card or change your PIN code, allowing you complete control over how it is used.
Customer service is top-notch
If you have certain issues with a virtual card, STB Union specialists will assist you promptly and professionally.
How to Get a Virtual Card?
Getting a virtual card is a straightforward process. You can get the card without an existing bank account. All you need is your passport or Israeli ID and a phone number. Sign in to the STB Union mobile app, look for the virtual card option, and follow the on-screen directions to create your virtual card. You will get an immediate 16-digit card number, expiration date, and CVV code. The entire process will take no more than five minutes.
Conditions
- Card issuance costs nothing - just open it and start using it right now!
- Card maintenance fee is 10 ₪/month (no fee for the first month).
- The card can be topped up with cash up to 10000 ₪ per month.
- Card issuance is available to residents and non-residents of Israel.
Benefits
- The card is single currency: New Israel Shekel (NIS)
- The card works in all countries where the VISA international payment system is accepted.
- Analytics, instant income and expense statistics, and a free card balance check are available in the app.
- Regular SMS balance notifications are available as an additional service. It costs 2 ₪ per month.
- For the convenience of users, there is an expert chat and phone support in Hebrew, English, and Russian. It is available 6 days a week.
- The mobile application is multilingual and is available in Russian, English, Hebrew, Ukrainian, Chinese, and Sinhala.
- There are special discounts for STB cardholders.
- Money transfers between STB client’s wallets are free and instant.
- You can receive money transfers and store funds in ILS, dollars, and euros.
- There are multiple ways to top up the account.
- It is possible to receive money directly to a card from abroad via all major money transfer systems (Korona, Ria, KWIKPAY, etc.)
- You can top up your card with VISA Direct (*an international system for real-time money transfers between users' accounts linked to appropriate card credentials) online.
- You can link the card to your PayPal account.
Important Things to Consider Before Getting a Virtual Credit Card
While virtual cards are convenient and offer a variety of perks, there are a few things to consider before getting started. Keep in mind that not all shops accept virtual credit cards. This is especially true for small organizations or those who have yet to embrace the digital trend. Furthermore, virtual cards cannot be used for certain transactions that require a physical card. However, Google Pay and Apple Pay will soon be integrated into STB Union, and all purchases will be available, except for ATM withdrawals. Indeed, this will enhance the financial comfort of customers.
